Royal Distinction - RBC Direct Investing

Enjoy a Distinct Level of Support and Benefits

Become a Royal Distinction¹ member and enjoy dedicated support and exclusive privileges to help you do more with your self-directed investing.

Dedicated Relationship Manager to support you

Your Relationship Manager will act as your personal concierge to address your specific needs managing your self-directed investments.

They can meet with you by phone, over video or at a location you choose² to walk you through our trading platforms, help with forms on your behalf and more.

Early access to new RBC Direct Investing features and programs

Your opinion matters to us. Enjoy early access to pilot programs and a “first look” at new tools and enhancements.

You can also share thoughts and suggestions with your Relationship Manager to help improve our platforms and services.

Front-of-the-line service from our most experienced people

Save time with front-of-the-line phone access to our team of RBC Direct Investing Senior Investment Services Representatives.

Get help with specialized trades and markets, complex accounts, margin, options, and advanced platform features.

Bespoke solutions based on your unique needs

Access solutions not available through our online trading platform and more.

Your Relationship Manager can facilitate a wide range of solutions according to your investment objectives.

Enjoy More Privileges as Your Portfolio Grows

Responsive Table Example
Header 1	Royal Distinction	Royal Circle
Requirements for Membership^1,4	$3,000,000+ balance	$250,000+ balance (or annual commissions $5,000+)
Dedicated Relationship Manager
Access to Senior Investment Services Representatives
Priority Phone Support
Front-of-the-Line Phone Support
Bespoke Solutions Based on Your Needs
First Look at New Features and Programs
Exclusive Events and Experiences
Personal Introductions to RBC Professionals for Your Wealth Management Needs
Preferred Margin Rates
Support from the RBC Trading Desk for Large or Complex Orders
Premium Research from Morningstar^‡ and RBC Capital Markets^®
Up to $500 in Non-RBC Transfer Fees Reimbursed (Per Transfer)³
Administrative Fees Waived⁵

Responsive Table Example
Header 1	Royal Distinction	Royal Circle
Requirements for Membership^1,4	$3,000,000+ balance	$250,000+ balance (or annual commissions $5,000+)
Dedicated Relationship Manager
Access to Senior Investment Representatives
Priority Phone Support
Front-of-the-Line Phone Support
Bespoke Solutions Based on Your Needs
First Look at New Features and Programs
Exclusive Events and Experiences
Personal Introductions to RBC Professionals for Your Wealth Management Needs
Preferred Margin Rates
Support from the RBC Trading Desk for Large or Complex Orders
Access to Senior Investment Representatives
Premium Research from Morningstar^‡ and RBC Capital Markets^®
Up to $500 in Non-RBC Transfer Fees Reimbursed (Per Transfer)³
Administrative Fees Waived⁵

Your Membership Also Includes

Exclusive, invitation-only events and experiences

A Royal Distinction membership provides more than just financial perks. Enjoy exclusive experiences and networking opportunities you won’t find anywhere else.

Trading desk support for large or complex trades

If you place a high-value or complex trade, your order will be routed to the RBC Trading Desk, which will strive to exceed regulatory standards for order execution quality and to achieve the best possible price for you.

Hassle-free transfers to save you time

To give you peace of mind and reduce legwork, we can help with large transfers into your account(s), providing status updates at every step.

We also reimburse up to $500 in transfer-out fees (per transfer) charged by other brokerages.³

Personal introductions to other RBC professionals

At your request, your Relationship Manager can introduce you to professionals across the RBC network who can assist with everything from wealth management and estate planning to private banking and insurance.

Royal Distinction FAQs

What is Royal Distinction?

Royal Distinction is our loyalty program for high-net-worth clients who maintain a balance of $3,000,000+ at RBC Direct Investing. As a member, you will receive one-on-one support from your dedicated Relationship Manager, front-of-the-line access to our most experienced Investment Services Representatives, bespoke solutions and many other exclusive privileges.

Is there a cost to join Royal Distinction?

There is no additional cost to enjoy the one-on-one support, priority service and exclusive benefits of a Royal Distinction membership.

How does Royal Distinction compare to Royal Circle?

Both membership programs offer priority service and unique benefits to clients who maintain a certain investment balance at RBC Direct Investing.

Royal Circle is for clients who have a month-end balance of $250,000+ for four consecutive months or annual trading commissions greater than $5,000.
Royal Distinction is for clients who have a month-end balance of $3,000,000+ for four consecutive months.

For details, please view this side-by-side comparison.

Experience investing, elevated.

Share a few details and we’ll be in touch to discuss your needs.

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Screenshots are for illustration purposes only.

^‡

All other trademarks are the property of their respective owner(s).

Legal Disclaimer¹

Royal Distinction is a membership program available from RBC Direct Investing. Membership in Royal Distinction is available exclusively to holders of an RBC Direct Investing account who have at least CAD $3 million with RBC Direct Investing for at least 4 consecutive calendar months. Members of the program are assigned a dedicated Relationship Manager who can provide one-on-one support. Membership will expire if you no longer hold an RBC Direct Investing account, or if you do not meet the minimum qualifying balance requirement of CAD $3 million for 4 consecutive months.

Legal Disclaimer²

Mobile meetings with your Relationship Manager are offered where applicable, in person or virtually based on availability.

Legal Disclaimer³

For Royal Circle and Royal Distinction members up to C$500 in transfer fees will be covered when you transfer C$15,000 or more from an investment account held outside RBC Financial Group to RBC Direct Investing. Proof of transfer fee payment must be provided.

Legal Disclaimer⁴

There are two ways to qualify for the RBC Direct Investing Royal Circle program. The average of the month-end balances from the past four months must be at least C$250,000 per client, or a client’s equity commissions must be greater than C$5,000 annually. Membership in Royal Circle is reviewed annually to ensure the qualification criteria are met. RBC Direct Investing reserves the right to alter the benefits at any time and to remove clients who no longer qualify for the program, without prior notification.

Legal Disclaimer⁵

RBC Direct Investing Royal Circle and Royal Distinction clients will have the following everyday administrative fees waived: quarterly maintenance fee; RSP partial withdrawals; confirmation/statement replacement up to the previous 12 months; cheque request fees; dishonoured items; additional RIF withdrawals (maximum one per month); and internal transfers. We reserve the right to limit this offer.